Faraz Ashraf, a Fellow of the Chartered Institute of Credit Management (CICM, UK), has built his career in credit and risk management from the ground up—one credit file, one business challenge at a time.

From conducting on-site verifications to leading corporate credit analytics teams, he has seen firsthand the barriers SMEs face in earning financial trust. His career across banks, credit bureaus, and corporates shaped his belief that the system isn’t broken—it just isn’t built for those who need it most.

As Co-founder and Chief Product Officer at TREVEX, Faraz leads the creation of tools that replace friction with fairness. Whether automating KYC, simplifying credit scoring, or enabling businesses to control their narrative, every feature reflects his understanding of emerging market realities.

For Faraz, credit is more than a financial product—it is a promise. And he is building the tools to make that promise available to every business, regardless of size or story.